Access money you've earned with anytime pay.

Get paid anytime with our payactiv benefit.

Cash out up to 50% of your paycheck instantly, whenever you need it.

Even on the same day you work.

Get paid as you earn

Get the wages you’ve earned from hours you’ve already worked directly into your bank account or Wisely card. Use it to pay bills, get a ride, and pick up cash at Walmart. No loans, no interest–just your money, in your hands.

Financial Wellness at your fingertips

Access earned wages

Get up to 50% of your earned wages before payday and choose how to use them. You can transfer wages to your bank or card, load to AmazonCash, pickup cash at Walmart, pay for an Uber, or pay a bill, right from the app.

​​​​​​​Spend smarter

When you link your bank or cards, Payactiv SmartSpend can help you build good spending habits and suggest what is safe to spend.

Save as you go

 Set money aside each paycheck, get financial advice, and get discounts on things like gas and prescriptions to help you reach your savings goals.

How it works

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Access your earned wages

Your worked hours turn into accessible wages in the ​​​​​​​Payactiv App

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Tackle daily expenses

Use wages to pay for an upcoming bill, an Uber, discounted gas, and more

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Automatically settle funds

On payday, the wages you accessed show as deductions on your paycheck

Join today!

  • No cost to sign-up
  • No recurring cost
  • Cancel anytime
  • No credit check

Have questions? We have answers.

  • How does it work?

    Payactiv gives you access to the money you worked for but haven't been paid yet. The money that you access is then deducted from your next paycheck, giving you the flexibility to pay for things on your own schedule.

  • What do I need to sign up?

    All you need is your name, phone number, employer, and employee ID. That's it! You can find your employee ID on your pay stub or ask your manager.

  • What happens on payday?

    Money you access, program fees, and premium fees incurred will show as deductions on your next paycheck.


    Note that if you work in NY, NJ, MA, or PR, program fees will be debited from your account on payday, and premium fees will be charged to the card specified on the transaction summary at the time of the transaction.

  • I worked yesterday, why isn't the accessible amount showing?

    It's possible that we haven't received your hours from your employer yet. We usually receive that info at the end of each day, but if you continue to see an incorrect accessible amount, please contact us through one of the help resources below.

  • How long does it take to get funds?

    Transfers to the Payactiv Visa Card are made in real-time 24/7/365 and free with direct deposit. Transfers to bank accounts and other debit/prepaid cards are completed within 48hrs. (Transactions made after 12:50 PM EST 

    M-F are processed the next business day.) Transfers to other debit/prepaid cards can be made in real-time for a premium fee of $1.99/transaction.

Download the app today!