Get the wages you’ve earned from hours you’ve already worked directly into your bank account or Payactiv card. Use it to pay bills, get a ride, and pick up cash at Walmart. No loans, no interest–just your money, in your hands.
Financial Wellness at your fingertips
Access earned wages
Get up to 50% of your earned wages before payday and choose how to use them. You can transfer wages to your bank or card, load to AmazonCash, pickup cash at Walmart, pay for an Uber, or pay a bill, right from the app.
When you link your bank or cards, Payactiv SmartSpend can help you build good spending habits and suggest what is safe to spend.
Save as you go
Set money aside each paycheck, get financial advice, and get discounts on things like gas and prescriptions to help you reach your savings goals.
How it works
Access your earned wages
Your worked hours turn into accessible wages in the Payactiv App
Tackle daily expenses
Use wages to pay for an upcoming bill, an Uber, discounted gas, and more
Automatically settle funds
On payday, the wages you accessed show as deductions on your paycheck